Coming from humble beginnings and raised by a single mother & grandmother, Victor was taught a great work ethic and to never give up on his dreams. Although he was raised with great potential, Victor struggled as an adult. Living paycheck to paycheck with a below 500 credit score, he knew something needed to change in order to achieve his dream of being successful.
Over a 5-year period, Victor worked hard, and through his determination, perseverance, daily habit changes, networking & education, Victor achieved his dreams of success.
You can now find Victor running, not one but, THREE successful businesses as well as being a published author. (Check out his new book) He also owns a successful real estate company with a 7-figure rental property portfolio, as well as a credit score over 760.
Victor takes his personal struggles, turned victories, and now helps others overcome their obstacles.
His Speaking Platforms Include The Following:
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Real Estate Investing- How to Purchase and Manage Your Rental Properties
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Financial Literacy (Get Out of Debt/Credit Improvement/Budgeting/Increasing Earnings/Saving)
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Overcoming Adversity, Setting Goals and Achieving Goals
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Career Advancement & Networking Guidance
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Entrepreneurship- How to Start and Run a Successful Business
Popular Speaking Topics
In-Person & Virtual
3 Success Tips for Overcoming Adversity to Achieve Success
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Set Clear Goals by starting with the 'end result' in mind
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Visualize yourself already achieving that 'end result'. 'Act as if' you already achieved it
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Work on your goal DAILY by focusing on smaller results that build on the larger goal
5 Keys to Improving Your Credit
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Pull your credit report to see exactly what is there
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Review your credit report for inaccuracies, items already paid off, and incorrect balances. Dispute items that you can support. www.dandgcredit.com can assist.
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Contact creditors and collection agencies that are handling these debts to negotiate REMOVAL OF THE DEBT
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Always pay bills on-time and more than the minimum amount due
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Pay off or pay down credit card balances to below 10% of the credit limit (each month)
5 Tips for Purchasing Your 1st Rental Property
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Find a Mentor or Mentor Program. (You're in the right place now)
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Get Preapproved by a Conventional Lender or Determine other Financing Options (Savings, Traditional Bank, Private Lender, Hard Money Lender, 401k, etc.)
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Look for properties in good neighborhoods (good schools, plenty of retail, jobs in the area), that need some repairs. These properties are sold at lower than retail cost.
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DO THE MATH!
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Build a dependable and talented team
What People Are Saying..
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